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Free Identity Theft Monitoring for AAA Members

This article was written by in Credit. 26 comments.

If you’re an AAA member in California, Hawaii, New Mexico or Texas, you’re suddenly eligible for a free credit monitoring service, provided by Experian.

While I was looking through the fine print (a free service for you provided by, I found this, which gave me pause:

You are receiving a complimentary credit monitoring membership. Your membership is effective for the period disclosed to you when you received your activation code. Should you choose to discontinue your membership for any reason before expiration of the then applicable membership term for which you are entitled, you may cancel your membership by calling the toll-free number listed on this Web Site or the toll-free number listed in the welcome materials sent to you. Please be aware that if, at the end of your promotional membership, you decide to continue your membership for a monthly/annual fee, you will have an opportunity to re-enroll at a separate website with different Terms and Conditions.

But the e-mail I got from AAA stated:

This benefit is complimentary to AAA members—there are no hidden fees or charges. You won’t be asked to provide any payment information when you sign up.

There was an offer along the way to see my credit score for $5, but I’m happily using the free CreditKarma service for that.

When it was all done, there was a big button labeled “View Credit Report”, which isn’t the same as “identity theft monitoring”, but for all of our sakes, I clicked it. Thankfully, there was a menu option (all the way at the top, very small font) for “Credit Monitoring”. Here’s what you actually get:

  • Daily Monitoring of your Experian Credit Report
  • Email Alerts of key changes to your Experian Credit Report
  • Dedicated Representatives for Identity Theft Victims
  • Experian Credit Report

I love e-mail alerts, so I’ll be keeping this on for a while, and I’ll report back on its usefulness.

Updated August 17, 2016 and originally published September 29, 2009.

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About the author

Smithee formerly lived primarily on credit cards and the good will of his friends. He is a newbie to personal finance but quickly learning from his past mistakes. You can follow him on Twitter, where his user name is @SmitheeConsumer. View all articles by .

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{ 26 comments… read them below or add one }

avatar 1 Anonymous

How nice! Wonder why it’s just those four states, though. If anyone from AAA Mid-Atlantic is reading this, this perk would go a long way towards keeping my business come renewal time again next June…

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avatar 2 Anonymous

And if you are a premier member you automatically get $10,000 in identity theft insurance.

I’ve had the credit monitoring for about 9 months now, and its caught the few things that I would have expected (hard credit checks).

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avatar 3 Anonymous

Yay CA is one of them :)

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avatar 4 Anonymous

Being a AAA customer from Texas and having free idtheft coverage is a bonus.

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avatar 5 Anonymous

I am trying to sign up for free identity thieft protection….but am having trouble; i do not want a new credit card or cards. Please help me.

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avatar 6 Anonymous

i am trying to apply for free identity theft protection. I do not want a new credit card or cards….just want to get id theft protection. Please help me.

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avatar 7 Mildred Estrin.

same here! Having trouble with signing up for protection.

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avatar 8 Anonymous

I am surprised to see a FREE service for theft monitoring. I have paid for mine and wondering
if there is a difference in the services. My customer ID is 280 275 532. I am trying to
reset my identifying information and am not successful. I’d like to get into my ongoing
information. Please help. Nancy Swanson

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avatar 9 Anonymous

I read in the AAA Magazine that as a member I can receive FREE theft monitoring. I do not want any new credit card and you say this service is free. I have been a member for 24 years.
Can not find anyplace on this site to sign up. Please respond.

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avatar 10 Anonymous

Neither could I – AAA needs to be pulled back on this one as it is not what they implied in their magazine.

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avatar 11 Anonymous

I have been a member for 45 years and would like to enroll but there is no place to sign up

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avatar 12 Anonymous

Would it be better to go directly to the AAA office to sign up as there is no place on this website to sign up

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avatar 13 Anonymous

My problem with the site is the same as most of the other members. I was not able to locate the Free Identity Theft Monitoring location to accept this offer.

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avatar 14 Anonymous

i was reading your ad and it said that i would need my membership and e-mail but i found nothing asking for membership number so how do i sign for this service fraud protection?

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avatar 15 Anonymous

I have run into the same problem. No place to click on to apply etc. How do I apply for the fraud protection offer?

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avatar 16 Anonymous

It says that no comment is necessary. See below. Where do I give my membership number to get the ProtectMyID Essential Free Member Benefit?

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avatar 17 Anonymous

Do I need to go to AAA office to get free idenitity theft monitoring ?

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avatar 18 Anonymous

i am still in need of this theft protection and can not figure out how to get this site that i was told about do i need to go to office to get or what?

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avatar 19 Anonymous

This is misleading by AAA – there was a catch and a fee by Experian and you could not really sign up as an AAA member as it did not even ask for your member number. I’m surprised that AAA would push this.

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avatar 20 Anonymous

I’ve been a member of AAA since 2008.With my most recent membership enrollment I was
advised to enroll at for free membership. After many attempts and telephone calls I have had NO success.HELP!!!!!

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avatar 21 Celia curcio

How do I get free identity theft monitoring

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avatar 22 Joseph W. Raiti

Can someone from AAA explain why this benefit is not for all? Before I comment I’d like to have all the facts. On the surface though if doesn’t seem to be an equitable policy.

Joseph W. Raiti

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avatar 23 tom

Re Free Identity theft protection when it appears to be more of another bait and switch. C’mon AAA, very disappointing!

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avatar 24 Deb

What about Florida and other States, as did not list and say covered for identity theft. Advertised in their AAA emails.

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avatar 25 Deborah

Unable to sign up for Free ID theft Monitoring through AAA what is going on your web site is not complete Help!

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avatar 26 Angelo Carlini

Thanks for this freebee; I live in Arizona so, I guess I don’t get it.

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