As featured in The Wall Street Journal, Money Magazine, and more!

Fact or Fiction: A Credit Card Balance Will Increase Your Credit Score

by Abby Hayes

Some say carrying a small credit card balance will increase your credit score. Is that true or an urban legend? We asked the credit experts. I’ve spent countless hours research credit scores. One of the more interesting assertions I came across had to do with credit card debt. Some financial experts say it’s better to […]

0 comments Read the full article →

The Best Current and Historical Bank Interest Rates

by Rob Berger

We’ve tracked bank rates since 2008. The latest list shows the best bank interest rates available nationwide as of November 2017 (with daily updates). Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st of every month, this page […]

4 comments Read the full article →

A Complete Guide to Refinancing Your Mortgage

by Stephanie Colestock

Trying to decide whether to refinance a mortgage? In our guide, we walk you through how to refinance a mortgage and where to find the best rates. Have you been in your current home mortgage for a few years? Do you see advertised mortgage rates well below what you’re locked in for? And do wonder […]

0 comments Read the full article →

2018 Federal Income Tax Brackets

by Stephanie Colestock

The IRS has released the 2018 tax rates. Here they are by income and tax filing status. We also cover exemption amounts and standard deduction. Ah, fall has arrived. You know, the time of year when the leaves change colors, the days get shorter . . . and the IRS releases next year’s tax brackets. […]

0 comments Read the full article →

Ally Bank Savings Account Review

by Rob Berger

I’ve banked with Ally Bank for years, opening both a savings account and CD. In this Ally Bank review, we’ll look at rates, fees and account types. Just over ten years ago, General Motors was having trouble remaining in business. Its subsidiary that provided customers financing for automotive purchases, GMAC, converted to a bank holding […]

94 comments Read the full article →

A Review of Betterment – Robo Advisor

by Michael Pruser

Is Betterment a smart way to invest your money? Our detailed Betterment review gives you everything you need to make a sound investing decision. Betterment is a different type of brokerage. Most discount brokerages want to get customers to trade as frequently as possible. But Betterment is looking to be your asset manager. Currently, the […]

14 comments Read the full article →

Discover it® Miles – 3% Cash Back for the First Year

by Michael Pruser

It’s the only card that pays you 3 percent cash back on every purchase the first year. And with no annual fee. The details are in our Discover it Miles review. Some time ago, Discover made the conscious decision to re-brand its entire line of credit cards. Previously known as “More” credit cards, Discover decided to […]

0 comments Read the full article →

A Review of the SFGI Direct Savings Account

by Michael Pruser

In our SFGI Direct savings account review, we were frankly surprised at the high rates offered by this bank many have never heard of. It beats almost all existing online banks. Here are the details. If you haven’t considered an online savings account before, here’s why you should now. Below we review the SFGI Direct […]

0 comments Read the full article →

Traditional and Roth IRA Contribution Limits for 2018

by Rob Berger

The IRS just released IRA contribution limits for 2018. Unfortunately, the limits didn’t change from 2017. The ROTH IRA income limits, however, did change. Here are the details. You have more time than you might think to contribute to your traditional and Roth IRAs. Rather than an end-of-year deadline, you have until you file your […]

149 comments Read the full article →

Synchrony Bank Review and Interest Rates

by Adam Luehrs

We’ve reviewed countless banks. Our review of Synchrony Bank led to one inescapable conclusion–Synchrony bank offers some of the highest interest rates on savings products. Coupled with low fees, it’s an excellent choice for savers. The main reason why people use Synchrony Bank is its ability to deliver higher-than-average interest rates. Of course, the nice […]

0 comments Read the full article →
Page 2 of 31712345···50100150···Last »