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Consumerism Commentary Podcast

The Consumerism Commentary Podcast is a weekly personal finance show, hosted by both Tom Dziubek, a former podcaster with the Wall Street Journal, and Jay Frosting, who started his first podcast in 2005 for fans of novelty rock music. Each week, the show offers commentary about money management, getting out of debt, budgeting, consumer issues, investing, and the economic issues that touch individuals in the United States and all over the world.

Tom and Jay are occasionally joined by Luke Landes, the founder of Consumerism Commentary.

You can subscribe to the Consumerism Commentary Podcast by adding the podcast RSS feed to your audio device or RSS reader. You can also subscribe and download the episodes from iTunes.

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Consumerism Commentary PodcastHere are the latest episodes of the Consumerism Commentary Podcast, with a list of guests and an overview of the topics covered, starting with the most recent:

Episode 169: January 13, 2013. Topic: Pound Foolish: Exposing the Dark Side of the Personal Finance Industry, Helaine Olen. Listen.

Episode 168: September 22, 2012. Topic: There Are No Dumb Questions About Money, Liz Weston. Listen.

Episode 167: July 8, 2012. Topic: Women and Success, Ellyn Spragins. Listen.

Episode 166: July 1, 2012. Topic: Income Taxes and Your Kids’ Summer Jobs, Gregg Wind, CPA, Wind & Stern. Listen.

Episode 165: June 24, 2012. Topic: Credit Scoring and Management, John Ulzheimer. Listen.

Episode 164: June 17, 2012. Topic: Vanguard’s My Classroom Economy, Shannon Nutter-Wiersbitzky. Listen.

Episode 163: June 10, 2012. Topic: Personal Transformation, J.D. Roth. Listen.

Episode 162: May 27, 2012. Topic: TOPGUN on Wall Street, Lt Cmdr Jeffery Lay. Listen.

Episode 161: May 20, 2012. Topic: My Mother Was a Mail Order Bride, Aloysa, My Broken Coin. Listen.

Episode 160: May 13, 2012. Topic: The Rich and the Rest of Us, Tavis Smiley. Listen.

Episode 159: May 6, 2012. Topic: The 7% Solution, John Graves. Listen.

Episode 158: April 29, 2012. Topic: Kimberly Palmer, Palmer’s Planners. Listen.

Episode 157: April 22, 2012. Topic: Credit Card Application Fees

More about episode 157.

Episode 156: April 15, 2012. Topic: Financial Intelligence

More about episode 156.

Episode 155: April 8, 2012. Topic: The Work Revolution

More about episode 155.

Episode 154: April 1, 2012. Topic: The Psychology of Wealth

More about episode 154.

Episode 153: March 25, 2012. Topic: Life Happens

More about episode 153.

Episode 152: March 18, 2012. Topic:

More about episode 152.

Episode 151: March 11, 2012. Topic:, Double the Difference

More about episode 151.

Episode 150: March 4, 2012. Topic: The Big Retirement Risk

More about episode 150.

Episode 149: February 26, 2012. Topic: Trends in Financial Planning

More about episode 149.

Episode 148: February 19, 2012. Topic: Capital One merger with ING Direct.

More about episode 148.

Episode 147: February 12, 2012. Guest: Steve Repak, author of Dollars and Uncommon Sense.

More about episode 147.

Episode 146: February 5, 2012. Guest: MD, founder of the personal finance website Studenomics, talks about buying a house in your early 20s.

More about episode 146.

Episode 145: January 29, 2012. Guest: Jenny Kerr from The Jenny Pincher talks about how married women can better prepare themselves financially for a divorce.

More about episode 145.

Episode 144: January 22, 2012. Guest: Andrea Woroch talks about the smartest things to shop for in Winter.

More about episode 144.

Episode 143: January 15, 2012. Guest: Kathy Pickering of H&R Block’s Tax Institute dicusses tax law changes for last year and this year.

More about episode 143.

Episode 142: January 8, 2012. Guest: Flexo, founder of Consumerism Commentary, talks about New Year’s resolutions.

More about episode 142.

Episode 141: January 1, 2012. Guest: Carl Richards, author of The Behavior Gap.

More about episode 141.

Episode 140: December 25, 2011. Guest: Rudy DeFelice, founder of Kidworth.

More about episode 140.

Episode 139: December 18, 2011. Guest: Jonathan Zschau, author of Buying and Owning a Mac: Secrets Apple Doesn’t Want You to Know.

More about episode 139.

Episode 138: December 11, 2011. Guest: Scott Gerber, co-founder of Gen Y Capital Partners.

More about episode 138.

Episode 137: December 4, 2011. Guest: Dr. James Roberts, author of Shiny Objects.

More about episode 137.

Episode 136: November 27, 2011. Guest: Paula Pant, founder of the website Afford Anything, talks about being a landlord.

More about episode 136.

Episode 135: November 20, 2011. Guest: Dinah Sanders, creator of Discardia.

More about episode 135.

Episode 134: November 13, 2011. Guest: Ryan Bales, Founder and CEO of Budgetable.

More about episode 134.

Episode 133: November 6, 2011. Guests: Chris Camillo, author of Laughing at Wall Street: How I Beat the Pros at Investing (by Reading Tabloids, Shopping at the Mall, and Connecting on Facebook) and How You Can, Too.

More about episode 133.

Episode 132: October 30, 2011. Guests: Kristen Christian, founder of Bank Transfer Day.

More about episode 132.

Episode 131: October 23, 2011. Guests: Sarah of, The $60K Project.

More about episode 131.

Episode 130: October 16, 2011. Guests: Richard and Linda Eyre talk about their book, The Entitlement Trap.

More about episode 130.

Episode 129: October 9, 2011. Guests: Phillip Taylor (PT Money) and Flexo talk about the Financial Blogger Conference; Jon Stein from Betterment talks about their new goal-based financial planning tool.

More about episode 129.

Episode 128: October 2, 2011. Guest: Robert Steven Kaplan and Bryan discuss the three questions any organization needs to ask itself before it can succeed, and the best ways to coach the people on your team.

More about episode 128.

Episode 127: September 25, 2011. Guest: Mike Egan details several popular myths about social security, saving, and investments, and then explains the truth about each one, giving the reader solid knowledge and formulas about how much to save for retirement.

More about episode 127.

Episode 125: September 11, 2011. Guest:’s Gerri Detweiler talks about options for people with underwater mortgages.

More about episode 125.

Episode 124: September 4, 2011. Guest: Deloitte Consulting’s Deron Weston talks about their survey on first-time credit defaulters.

More about episode 124.

Episode 123: August 28, 2011. Guest:’s Aaron Forth discusses Mint’s new bill reminder feature.

More about episode 123.

Episode 122: August 21, 2011. Guest: Clark Howard discusses some of the 250+ ways to save from his new book Living Large in Lean Times.

More about episode 122.

Episode 121: August 14, 2011. Guest:’s Adam Levin discusses the Consumer Financial Protection Bureau.

More about episode 121.

Episode 120: August 7, 2011. Guest: Bryan J Busch discusses the impact of canceling cable.

More about episode 120.

Episode 119: July 31, 2011. Guest: CPA Leslie Dawson explains the IRS’s “innocent spouse” relief.

More about episode 119.

Episode 118: July 24, 2011. Guest: Andrea Woroch explains the consequences of extreme couponing.

More about episode 118.

Episode 117: July 17, 2011. Guest: Yaron Samid, founder and CEO of BillGuard, discusses the BillGuard service.

More about episode 117.

Episode 116: July 10th, 2011. Guest: Kevin McKee tells us what it takes to become a thousandaire.

More about episode 116.

Episode 115: July 3rd, 2011. Guest: LaFoy Thomas discusses his book Generational Wealth.

More about episode 115.

Episode 114: June 26, 2011. Guest: Steve Rosenstock, EEI, discusses summer cooling tips.

More about episode 114.

Episode 113: June 19, 2011. Guests: Scott and Bethany Palmer, also known as The Money Couple.

More about episode 113.

Episode 112: June 12, 2011. Guest: Megan Wurm, Money Matters ambassador.

More about episode 112.

Episode 111: June 5, 2011. Guest: Lynnette Khalfani-Cox, also known as The Money Coach.

More about episode 111.

Episode 110: May 29, 2011. Guest: George Hobica, president and founder of Airfarewatchdog. More about episode 110.

Episode 109: May 22, 2011. Guest: Dr. Maggie Baker, author of Crazy About Money: How Emotions Confuse Our Money Choices and What To Do About It.

More about episode 109.

Episode 108: May 15, 2011. Guest: Donna Freedman, columnist for MSN Money and staff writer for Get Rich Slowly. Donna also writes for her own blog, Surviving and Thriving.

Bryan, Donna, and Flexo discuss extreme couponing. More about episode 108.

Episode 107: May 8, 2011. Guest: J.D. Roth, author of How to Build a Better Budget. More about episode 107.

Episode 106: May 1, 2011. Guest: Kate Levinson, author of Emotional Currency: A Woman’s Guide to Building a Healthy Relationship with Money. More about episode 106.

Episode 105: April 24, 2011. Guest: Paul Puckett, author of Investiphobia. More about episode 105.

Episode 104: April 17, 2011. Guest: Kim McGrigg, Manager of Community and Media Relations for Money Management International (MMI), which is sponsoring Financial Literacy Month. More about episode 104.

Episode 103: April 10, 2011. Guest: Geneen Roth, author of Lost and Found: Unexpected Revelations About Food and Money. More about episode 103.

Episode 102: April 3, 2011. Guest: Tom Dziubek. More about episode 102.

Episode 101: March 27, 2011. Guest: Dr. Guy Winch, author of The Squeaky Wheel. More about episode 101.

Episode 100: March 20, 2011. Guest: Carrie Schwab-Pomerantz, President of The Charles Schwab Foundation, which is sponsoring the National Financial Capability Challenge. More about episode 100.

Episode 99: March 13, 2011. Guest: Preeti Vissa, Community Reinvestment Director of the Greenlining Institute. More about episode 99.

Episode 98: March 6, 2011. Guest: Mark Brundage, co-founder of Adaptu. More about episode 9.

Episode 97: February 27, 2011. Guests: Dr. Doug Hirschhorn, author of 8 Ways to Great: Peak Performance on the Job and In Your Life. More about episode 97.

Episode 96: February 20, 2011. Guests: Tod Marks, senior project editor at Consumer Reports, and Nico Willis, author of Death of the American Investor (The Emergence of a New Global eShareholder). More about episode 96.

Episode 95: February 13, 2011. Guest: Tom Dziubek, frequent host of this podcast and a recent customer service representative at one of the U.S.’s ten largest savings banks. More about episode 95.

Episode 94: February 6, 2011. Guest: Liz Weston, author of The 10 Commandments of Money. More about episode 94.

Episode 93: January 30, 2011. Guest: David Bach, author of Debt Free for Life. More about episode 93.

Episode 92: January 23, 2011. Guest: Carmen Wong Ulrich, author of The Real Cost of Living. More about episode 92.

Episode 91: January 16, 2011. Guest: Aaron Patzer, creator of and Vice President of Intuit discusses Mint’s partnership with Scholastic. More about episode 91.


Episode 90: January 9, 2011. Guest: Stuart Diamond, author of the book Getting More: How to Negotiate to Achieve Your Goals in the Real World. More about episode 90.

Episode 89: January 2, 2011. Guest: Flexo discusses the concerns and challenges invovled with self-employment. More about episode 89.

Episode 88: December 26, 2010. Guest: Leigh Mutert, CPA and Community Manager at H&R Block, discusses the new tax laws. More about episode 88.

Episode 87: December 19, 2010. Guest: Jane Honeck discusses topics from her book The Problem With Money? It’s Not About the Money! More about episode 87.

Episode 86: December 12, 2010. Guests: Andrew Buckley and Jay Sheehan, members of the Hit and Run History documentary team discuss the costs involved with making a documentary. More about episode 86.

Episode 85: December 5, 2010. Guests: Nate St. Pierre, founder of the community building website ItStartsWith.Us, and Budgets Are Sexy founder J. Money talk about their new micro-giving endeavor, Love Drop. More about episode 85.

Episode 84: November 28, 2010. Guest: Stew Langille, Director of Marketing for Intuit Personal Finance Group talks about Mint’s new real time consumer spending tracking website Mint Data. More about episode 84.

Episode 83: November 21, 2010. Guest: Laura Rowley, columnist at Yahoo Finance and author of the book Money and Happiness: A Guide to Living the Good Life. More about episode 83.

Episode 82: November 14, 2010. Guests: Adrian Nazari, founder and CEO of the online credit & loan analysis tool Credit Sesame and Jon Stein, founder and CEO of the online investing service, Betterment. More about episode 82.

Episode 80: October 31, 2010. Guest: Farnoosh Torabi, author of the book Psych Yourself Rich: Get the Mindset and Discipline You Need to Build Your Financial Life. More about episode 80.

Episode 79: October 24, 2010. Guest: Bob Meighan, VP of Consumer Advocacy at TurboTax talks about potential income tax changes. More about episode 79.

Episode 78: October 17, 2010. Guest: Kimberly Palmer, author of the book, Generation Earn: The Young Professional’s Guide to Spending, Investing, and Giving Back. More about episode 78.

Episode 76: October 3, 2010. Guest: Tara-Nicholle Nelson, from the real estate website Trulia, discusses Trulia and price reduction trends for houses that are listed in the U.S. More about episode 76.

Episode 75: September 26, 2010. Guest: Fred Williams, author of the book Fight Back Against Unfair Debt Collection Practices: Know Your Rights and Protect Yourself from Threats, Lies, and Intimidation talks about how consumers can protect themselves against debt collectors. More about episode 75.

Episode 74: September 19, 2010. Guest: NBC “Today Show” editor Jean Chatzky talks about her National Money Talk Night event and her new book, Not Your Parents’ Money Book: Making, Saving, and Spending Your Own Money. More about episode 74.

Episode 73: September 12, 2010. Guest: Consumerism Commentary founder Flexo talks about his tips on saving money while at college. More about episode 73.

Episode 72: September 5, 2010. Guest: Steve Siebold, author of the book How Rich People Think, talks about how “world class” people think differently than “middle class” when it comes to finances. More about episode 72.

Episode 71: August 29, 2010. Guest: Zac Bissonnette, author of the book Debt-Free U, talks about going to college without going into debt. More about episode 71.

Episode 70: August 22, 2010. Guest: Michael Gikas, Senior Electronics Editor at Consumer Reports, talks about tips to avoid cell phone bill shock. More about episode 70.

Episode 69: August 15, 2010. Guest: Keri Buster, Vice President of Corporate Affairs and Communications, World Service at American Express, talks about her company’s recent survey about customer service. More about episode 69.

Episode 68: August 8, 2010. Guest: Carol Fabbri, co-author of the book Personal Investing: The Missing Manual, discusses multiple topics related to investing. More about episode 68.

Episode 67: August 1, 2010. Guest: Ramit Sethi, author of the bestselling book I Will Teach You To Be Rich, discusses the importance of earning more money. More about episode 67.

Earlier episodes of the Consumerism Commentary Podcast

Episode Original Airdate Topics and Guests
S03E14 #66 Jul 25, 2010 Natural disasters (Richard Rosso, CFP)
S03E13 #65 Jul 18, 2010 Goals (Rob Garcia, LendingClub and Aaron Patzer,
Saving money at a baseball game (Luke Landes)
S03E12 #64 Jul 11, 2010 Take control of your finances (Luke Landes)
S03E11 #63 Jul 4, 2010 8Coupons (Landy Ung)
Pay down mortgage or invest (Luke Landes)
S03E10 #62 Jun 27, 2010 Families & Money Survey (Carrie Schwab-Pomerantz, Charles Schwab)
Bank overdraft fees (Jim Kelly, ING Direct)
S03E09 #61 Jun 20, 2010 Summer money-saving tips (Luke Landes)
S03E08 #60 Jun 13, 2010 ZYNC Card (Mary Hines, American Express)
SmartyPig and BBVA Compass Bank (Bob Weinschenk, SmartyPig)
S03E07 #59 Jun 6, 2010 Microsaving (Donna Freedman)
S03E06 #58 May 30, 2010 How to Keep From Going Broke with a Broker (Richard Lewins)
S03E05 #57 May 23, 2010 Education-focused banks (Gery Cuddy, Beneficial Bank)
S03E04 #56 May 16, 2010 Overdraft fees (Preeti Vissa, Greenlining Institute)
moneyStrands (Atakan Cetinsoy)
S03E03 #55 May 9, 2010 Generation Earn (Kimberly Palmer)
S03E02 #54 May 2, 2010 Saving gas and money (Schwark Satyavolu, BillShrink)
S03E01 #53 Apr 25, 2010 Frugal photography (Luke Landes)
S02E26 #52 Apr 18, 2010 Unautomoate Your Finances (Adam Baker)
S02E25 #51 Apr 11, 2010 Money and parenting (Kara McGuire)
S02E24 #50 Apr 4, 2010 Financial Literacy Month (Cate Williams, Money Management International)
S02E23 #49 Mar 28, 2010 Life or Debt 2010 (Stacy Johnson)
S02E22 #48 Mar 21, 2010 The Other 8 Hours (Robert Pagliarini)
S02E21 #47 Mar 14, 2010 The Financial Physician (Lou Scatigna)
S02E20 #46 Mar 7, 2010 Your Money: The Missing Manual (J.D. Roth)
S02E19 #45 Feb 28, 2010 Why Smart People Make Big Money Mistakes (Gary Belsky)
S02E18 #44 Feb 21, 2010 Income Tax Tips (Bob Meighan, TurboTax)
S02E17 #43 Feb 14, 2010 The Samurai Fund (Financial Samurai)
S02E16 #42 Feb 7, 2010 Toyota Recalls (Jeff Bartlett, Consumer Reports)
Saving money on Valentine’s Day (Luke Landes)
S02E15 #41 Jan 31, 2010 Credit CARD Act (Samir Kothari, BillShrink)
S02E14 #40 Jan 24, 2010 Start Over, Finish Rich (David Bach)
S02E13 #39 Jan 17, 2010 Get Financially Naked (Manisha Thakor)
S02E12 #38 Jan 10, 2010 Eliminating Holiday Debt (Peter Pham, BillShrink)
S02E11 #37 Jan 3, 2010 Financial Foul-Ups (Brian Scheur, My Next Buck)
S02E10 #36 Dec 27, 2009 Making the Most of Your Money Now (Jane Bryant Quinn)
S02E09 #35 Dec 20, 2009 Pay It Down!: Debt-Free on $10 a Day (Jean Chatzky)
S02E08 #34 Dec 13, 2009 Giving Stocks as Gifts (Dan Greenshields)
The Centsible Life (Kelly Whalen)
S02E07 #33 Dec 6, 2009 The Complete Identity Theft Guidebook (Terri Cullen)
S02E06 #32 Nov 29, 2009 Gift cards (Jim Sharvin, CPA)
Financial reform (Heather Booth)
S02E05 #31 Nov 22, 2009 Peer to Peer Lending (Renaud LaPlanche and Rob Garcia)
Target date retirement funds (Luke Landes)
S02E04 #30 Nov 15, 2009 Ask the Headhunter (Nick Corcodilos)
S02E03 #29 Nov 8, 2009 How to Live Well and Save Money (Sharon Harvey Rosenberg, The Frugal Duchess)
S02E02 #28 Nov 1, 2009 The Smartest Retirement Book You’ll Ever Read (Dan Solin)
S02E01 #27 Oct 25, 2009 War against debt, frugal traveling (Adam Baker, Man Vs. Debt)
S01E26 Oct 18, 2009 MAKE Magazine, Do-it-Yourself, (Mark Frauenfelder, Boing Boing)
S01E25 Oct 11, 2009 Smart Cookies (Sandra Hannah)
Wealth Pilgrim (Neal Frankle)
S01E24 Oct 4, 2009 Path to becoming a millionaire (Jen Smith, Millionaire Mommy Next Door)
S01E23 Sep 27, 2009 Negotiating and bargaining (Herb Cohen, presidential adviser, and Teri Gault, author)
S01E22 Sep 20, 2009 Intuit’s acquisition of (Aaron Patzer, Mint)
Roth IRA conversions (Bryan Olson, Charles Schwab)
S01E21 Sep 13, 2009 How to survive on a teacher’s salary (Danny Kofke)
S01E20 Sep 6, 2009 You Need a Budget (Jesse Mecham)
PocketSmith (Francois Bondiguel and Jason Leong)
S01E19 Aug 30, 2009 Giving yourself a raise (Matt Jabs, Debt Free Adventure)
S01E18 Aug 23, 2009 Snap financial decisions (David Adler, Snap Judgment)
The PowerCost Monitor (Peter Porteous)
S01E17 Aug 16, 2009 WSJ Complete Home Owner’s Guidebook (David Crook)
S01E16 Aug 9, 2009 Financial planning (Jeff Rose, CFP)
Cash for Clunkers (Jeff Bartlett, Consumer Reports)
S01E15 Aug 2, 2009 Credit CARD Act (Dr. Robert Manning)
Tips for layoffs (Luke Landes)
S01E14 Jul 26, 2009 We, the Savers (Jim Kelly, ING Direct)
Feed the Pig (Mackey McNeil)
S01E13 Jul 19, 2009 Tips for graduating seniors (Luke Landes)
Cash for Clunkers (Bob Meighan, Intuit)
S01E12 Jul 12, 2009 Myths of personal finance (Ramit Sethi)
S01E11 Jul 5, 2009 SmartyPig (Jon Gaskell)
New Consumerism Commentary contributor (Jeff)
S01E10 Jun 28, 2009 Frugal grilling (Jim Wang, Grillmaestro)
Successful entrepreneurs (Erica Douglass)
S01E09 Jun 21, 2009 Maintaining careers in a recession (Penelope Trunk, Brazen Careerist)
Minimalism in personal finance (Leo Babauta, Zen Habits)
S01E08 Jun 14, 2009 Yowza! and (Greg Grunberg)
S01E07 Jun 7, 2009 Quicken Online (Barron Ernst)
10,001 Ways to Live Live Large on a Small Budget (Linsey Knerl)
S01E06 May 31, 2009 397 Ways to Save Money (Kerry K. Taylor)
S01E05 May 24, 2009 Following your passion (J.D. Roth, Get Rich Slowly)
A family budgeting system (Bryan J Busch)
S01E04 May 17, 2009 Financial advisory website Thrive (Matt Wallaert)
S01E03 May 10, 2009 Credit scores (Ken Lin, Credit Karma)
The Credit Cardholders’ Bill of Rights (Liz Weston)
S01E02 May 3, 2009 Recession-proof your relationship (Dr. Bonnie Eaker Weil)’s new features (Aaron Patzer)
S01E01 Apr 26, 2009 Recession tips (Luke Landes)
Shrinking your bills (Peter Pham, BillShrink)