Today’s episode of the Consumerism Commentary Podcast focuses on budgeting. Our first guest is Jesse Mecham, designer of the budgeting software You Need a Budget. We speak with Jesse about his philosophy and rules of budgeting and how it relates to the software he designed.
In the second half of the podcast, our guests are Francois Bondiguel and Jason Leong, co-founders of the budgeting software PocketSmith. Tom Dziubek speaks with Francois and Jason about PocketSmith.
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[00:00] Introduction from Tom Dziubek
[00:40] Interview with Jesse Mecham of You Need a Budget about budgeting
— [01:08] Traditional budgeting
— [02:05] Budget limits vs. ways to reduce spending
— [04:39] Budgeting philosophies that ensure success
— [09:46] You Need a Budget (YNAB)
— [13:05] How YNAB is different from other budgeting tools
— [14:44] Price of the YNAB software
[15:59] Interview with the co-founders of PocketSmith
— [16:15] How the co-founders met
— [18:24] Explaining PocketSmith
— [19:40] How PocketSmith is different
— [20:34] PocketSmith’s target audience
— [22:27] Information required by PocketSmith
— [23:19] PocketSmith membership accounts
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Updated May 7, 2014 and originally published September 6, 2009.