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Podcast 20: You Need a Budget and PocketSmith

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Today’s episode of the Consumerism Commentary Podcast focuses on budgeting. Our first guest is Jesse Mecham, designer of the budgeting software You Need a Budget. We speak with Jesse about his philosophy and rules of budgeting and how it relates to the software he designed.

In the second half of the podcast, our guests are Francois Bondiguel and Jason Leong, co-founders of the budgeting software PocketSmith. Tom Dziubek speaks with Francois and Jason about PocketSmith.

To listen, use the player above (Adobe Flash required), subscribe to the podcast RSS feed, or use the iTunes link. Note: open links in a new window (Ctrl-click or Command-click) to avoid interrupting the podcast.

[00:00] Introduction from Tom Dziubek
[00:40] Interview with Jesse Mecham of You Need a Budget about budgeting
[01:08] Traditional budgeting
[02:05] Budget limits vs. ways to reduce spending
[04:39] Budgeting philosophies that ensure success
[09:46] You Need a Budget (YNAB)
[13:05] How YNAB is different from other budgeting tools
[14:44] Price of the YNAB software
[15:59] Interview with the co-founders of PocketSmith
[16:15] How the co-founders met
[18:24] Explaining PocketSmith
[19:40] How PocketSmith is different
[20:34] PocketSmith’s target audience
[22:27] Information required by PocketSmith
[23:19] PocketSmith membership accounts
[27:56] End

We always welcome feedback from listeners. If you have any comments for this episode or for any other, or if you have suggestions for future episodes, please leave us comments here or email us at podcast at this domain name.

Updated January 3, 2018 and originally published September 6, 2009.

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About the author

Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View all articles by .

{ 2 comments… read them below or add one }

avatar 1 Anonymous

Enjoyed the podcast. You Need a Budget sounds like a simple but very powerful tool. I like the idea that the software helps you determine what you want to do with your money based on your values. And that it helps you find areas where you are wasting money. For a fairly small outlay, it sounds like good value for money.

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avatar 2 Luke Landes

Thanks, Save Money Hound, I’m glad you enjoyed the podcast.

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