Today’s episode of the Consumerism Commentary Podcast has two guests. First, Tom Dziubek talks with Landy Ung, co-founder of the online coupon and deal aggregation website 8Coupons. Landy discusses what features the website offers and how they use natural language processing to help discover deals.
In the second segment, Tom speaks with Consumerism Commentary founder Flexo about the factors homeowners with extra money should consider when deciding whether to invest that surplus in the stock market or to dedicate it to a mortgage.
8Coupons, Landy Ung & Investing vs. Paying Down Mortgage, Flexo: S03E11 / 83 & 84
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Table of contents
[00:00] Introduction from Tom Dziubek
[00:39] Interview with Landy Ung
— [00:52] History of 8Coupons
— [02:50] The number eight
— [04:04] 8Coupons on a mobile device
— [05:53] How 8Coupons differs from other deal services
— [07:03] Relationships with merchants and partners
— [07:22] Store selection on 8Coupons
— [08:02] How quickly a deal gets published
— [08:37] Social networking aspects
— [10:26] Dealbot
— [11:06] Natural language processing
— [13:39] Landy’s mother
[15:37] Interview with Flexo
— [15:48] The concept of paying down a mortgage
— [16:45] Who should consider investing vs. paying down their mortgage
— [18:35] Factors to consider
— [20:35] Proximity to retirement and the end of mortgage payments
— [22:18] Homeowners who don’t plan on staying in their house
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Updated June 24, 2016 and originally published July 4, 2010.