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Podcast 82: Credit Sesame and Betterment

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Today’s Consumerism Commentary Podcast, features two guests. In the first segment, Tom Dziubek talks to Adrian Nazari, founder and CEO of the online credit & loan analysis tool Credit Sesame. Adrian discusses how the website can help customers analyze their debt situation and assist them by presenting them with multiple loan options.

In the second segment, Tom speaks with Jon Stein, founder and CEO of the online investing service, Betterment. Jon talks about the features of Betterment and how they strive to make investing as easy as online banking.

Consumerism Commentary Podcast #82
Credit Sesame, Adrian Nazari & Betterment, Jon Stein: S04E4 / 106 & 100

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Table of contents

[00:00] Introduction from Tom Dziubek
[00:41] Interview with Adrian Nazari, Credit Sesame
[00:55] The reason for the name Credit Sesame
[01:52] What Credit Sesame is
[02:21] Who would benefit the most from using the service
[03:17] How someone would make the service work for them
[03:50] How their loan optimization feature works
[05:37] How Credit Sesame makes money
[07:08] Cost of using Credit Sesame
[07:30] Credit score used by Credit Sesame
[07:44] The information pushed out to customers
[08:31] Security at Credit Sesame
[09:54] Interview with Jon Stein, Betterment
[10:07] What Betterment is
[10:39] Difference between other online investing firms
[11:24] Why it’s different than putting money in a bank
[12:01] Using SIPC to protect initial investment
[13:02] Risk involved
[14:25] The investments Betterment uses
[15:34] Betterment fees
[16:22] Using Betterment vs. people doing their own investing
[17:22] Betterment’s target audience
[18:33] The Betterment mobile app
[19:04] Security with the mobile app
[19:28] Upcoming Betterment features
[21:28] End

We always welcome feedback from listeners. If you have any comments for this episode or for any other, or if you have suggestions for future episodes, please leave us comments here or email us at podcast at this domain name.

Updated April 13, 2016 and originally published November 14, 2010.

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About the author

Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View all articles by .

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