starwood preferred guest credit card american express review

Starwood Preferred Guest Credit Card from American Express - 35,000 Point Bonus Review

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Last updated on May 24, 2020 Comments: 7

Update: The card is not longer available, it has since been re-branded as the Marriott Bonvoy American Express Card.

The Starwood Preferred Guest® Credit Card from American Express is continually one of the best-reviewed cards from this issuer and card owners are most likely to rate highly on customer satisfaction surveys. The card offers excellent incentives and a low interest rate.

NEW LIMITED TIME OFFER (Ends 4/5) – New cardmembers of the Starwood Preferred Guest® Credit Card from American Express will receive a limited time bonus offer of 25,000 Starpoints after spending $3,000 in purchases during the first three months and 10,000 Starpoints after spending an additional $2,000 in the first six months.  This welcome bonus offer is not available to applicants who have had this product within the last 12 months. Points can be redeemed at more than 1,300 hotels and resorts in nearly 100 countries and over 150 airlines with SPG Flights.

The normal rewards program for the Starwood Preferred Guest® Credit Card from American Express is fairly straightforward; offering Starpoints on the following types of purchases.

  • Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.

Starwood Preferred Guest (SPG) is the rewards program associated with the Starwood network of hotel brands. The participating hotels include Sheraton, Westin, W Hotels, Four Points by Sheraton, Element, Meridien, Aloft, The Luxury Collection, and St Regis, for a collection at over 1,100 hotels in nearly 100 countries. The points members earn can be redeemed for hotel stays, upgrades, flights from over 350 airlines with SPG Flights without blackout dates. At many of the hotels, you can redeem Starpoints for the hotel’s amenities and luxuries designed for guests, often unique to each location. Note some hotels may have mandatory service and resort charges.

The Starwood Preferred Guest® Credit Card from American Express offers a decent variable purchase APR currently 15.74% – 19.74%. There is an annual fee of $95 associated with this card like most American Express cards, however there is a $0 introductory annual fee for the first year, then the annual fee of $95 commences.

With an excellent rewards program and big perks from American Express, many customers choose this card as their number one credit card. For more information or to fill out an application, visit the secure Starwood Preferred Guest® Credit Card from American Express application page. Terms and Restrictions apply.

  • Find out how you can apply for this card here.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Important Note! The information in this article is believed to be accurate as of the date it was written. Please keep in mind that offers change frequently. Therefore, we can not guarantee the accuracy of the information in this article. Please verify all terms and conditions of any credit or charge card prior to applying.

Article comments

Anonymous says:

I travel a ton for work, and so do my peers. Everyone, and I mean *everyone*, uses this card.

Anonymous says:

Thank you for the review, Flexo. I think I’ll look into this for travel points.

Anonymous says:

$15,000 in purchases in the first 6 months is steep. Probably better to wait for a better deal from them.

Anonymous says:

this is by far my most preferred credit card. The ease of accumulating their generous points is amazing. I spend decemeber 31 every year in NYC using free hotel stay at Time Square from points i accumulate from this card. I will recommend it to anyone without reservations.

Anonymous says:

Thanks for the review of this card, flexo – I’ve been looking into applying for this to start building hotel points, but I think i’ve got tot many cards right now. I dont want to get confused on terms, milestones, etc and end up getting charged a fee.

Luke Landes says:

Having a number of cards can make it difficult to keep track… and no current card seems to offer the total package.

Anonymous says:

that is one of the biggest problems it seems. every issuer wants to differentiate themselves from every other issuer, so they offer some “unique” niche, hoping to draw in customers. if someone could just release that killer card which has a little bit of everything that people want, i would think that would draw the most business.