best gas credit card

The Best Gas Credit Cards of 2021

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Last updated on October 28, 2022 Comments: 6

How do you beat the prices at the pump? With a great credit card. Here are the best ones to help you save on gas.

Gas prices are on their way back up again. When the economy tumbled in the past few years, gas prices dropped from their highs, but they are now increasing fairly steadily. It’s hard to imagine where the price of gas will be just one year from now, but it makes sense to continue preparing for higher gas prices for an extended period of time.

Gas credit cards are an excellent way to reduce the effect of spending on gasoline each and every week. Depending on your situation, there may be a few options that suit your gas purchasing needs and after careful review, one gas rebate credit card stands out amongst the rest.

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred card tops our list because it pays 3% cash back at U.S. gas stations. And that’s on top of 6% cash back at U.S. supermarkets on up to $6,000 in spending per year (1% after). The card pays 1% back on all other purchases, plus a $250 welcome bonus after you spend $3,000 in purchases on your new Card within the first 6 months. Terms apply.

There is a $95 ($0 introductory annual fee in the first year) annual fee for the card. Terms Apply.

Learn more about this card and other gas credit cards here.

Blue Cash Everyday® Card from American Express

With this card you don’t pay an annual fee as you do with the Preferred version, but the benefits are a bit lower. You still earn a solid 3% cash back at U.S. gas stations, U.S. supermarkets and on U.S. online retail purchases (on up to $6,000 per category per year, and then 1%). All other purchases earn 1% cash back. Terms Apply.

Learn more about this card and other gas credit cards here.

Wells Fargo Propel American Express® Card

The Wells Fargo Propel American Express® Card pays out 3x in points per dollar spent on gas purchases. On top of that, it pays 3x points per dollar spent at restaurants and travel and 1x points per dollar spent on everything else. There is no annual fee.

Learn more about this card and other gas credit cards here.

Chase Freedom Unlimited®

With the Chase Freedom Unlimited ®, you get 1.5% cash back on every purchase. This makes it an ideal gas rewards card, particularly if you are looking for a single card to use for everyday spending.

The Chase Freedom Unlimited® also offers 0% Intro APR for 15 months from account opening on purchases and balance transfers, (then an ongoing APR of 19.24% - 27.99% Variable after).

Learn more about this card and other gas credit cards here.

Ink Business Cash® Credit Card

New cardholders approved for the Ink Business Cash® Credit Card earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. The card also offers 5% cash back on the first $25,000 spent in combined purchases within categories appropriate for business owners, such as purchases in office supply stores and internet, cable, and cellular and landline phone services each account anniversary year.

They can earn 2% cash back on the first $25,000 spent in combined purchases each account anniversary at gas stations and restaurants.

Learn more about this card and other gas credit cards here.

Important Note! The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we can not guarantee the accuracy of the information in this article. Please verify all terms and conditions of any credit or charge card prior to applying.

Article comments

Terryjc says:

I use Valero that pays 4c gallon from 45 to 75 gallons purchased per month and 8c gallon if you exceed 75 up to 110 gallons a month. On top of this my local Valero station also charges cash price if using a Valero Card

Anonymous says:

If you’re strictly after gas rewards your always going to get higher percentages of cash back when you get a card that’s partnered directly with a specific gas station, such as Anthony mentioned with his Shell card. However, if you’re looking for a mix of rewards with your card, we like the current Chase Freedom offer. You’ll still be able to rack up gas rewards plus it comes now with a $150 bonus (higher than the $100 bonus mentioned in this post) after $500 in purchases within 3 months. It’s a limited time offer…

Anonymous says:

I ALWAYS pump Shell gas, so I have a Shell Citi MasterCard. It returns 5% on Shell gas purchases. The interest rate is hideously high, but I pay off the balance every month. Also, there is an annual fee… that is waived if you make 9 Shell purchases in the prior year… for me, this essentially means no annual fee.

The PenFed card easily beats this one… but like I said, I only pump Shell gas, so it’s really no different.

Anonymous says:

I checked the Shell website and it said their card pays 5 cents per gallon, not 5%. That equals a little over 1%.

I would add to this list the Bank of America Cash Rewards card, it offers 3% back on gas and 2% back on groceries. For everything else it gives 1% back.

Anonymous says:

My preferred gas credit card is the Shell Mastercard from Citi. 5% cash back on Shell gas purchases, and .5% cash back on everything else. It used to be 1% on everything else, but they recently changed it, and also made the cash back in $25 increments, as opposed to automatically just coming off the following billing cycle. But still, 5% is 5%, and Shell stations are everywhere in Northeast Ohio.

Anonymous says:

Maybe I’m missing something obvious but how is the True Earning card the best when PenFed offers 5% rebate versus 3%? Gaining membership is so easy and plus it’s a Visa versus American Express. Plus a lot of people don’t have Costco membership so wouldn’t you end up having to pay for the Amex?