Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st and 15th of every month, this page is updated to show the most accurate rate information available.
This list is organized in two sections. The first section includes FDIC-insured savings or money market accounts and the second includes FDIC-insured checking accounts. Each list is sorted alphabetically and unless there is a notation listed, the APY rate applies to all amounts.
Current rates
Use the table below to search for current interest rates available on money market accounts, savings accounts, and certificates of deposit. For historical rates, scroll down.
Type: Savings
Type: Savings
Advertiser Comments
- 1.25% Bonus Rate for the first 6 months (1)
- 1.01% 1st-year APY up to $50K (1)
- Earn a top 5% yield-Always (2)
Type: Savings
Advertiser Comments
- Named Best Place to Park Your Emergency Cash by Money Magazine.
Type: Savings
Advertiser Comments
- Capital One 360: No fees. No minimums. No changing banks.
Type: Savings
Advertiser Comments
- Deposits are FDIC insured up to the maximum allowed by law
- Low $500 minimum opening deposit
- No minimum balance or monthly maintenance fees
| Institution | Type | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| Ultima Bank Rates as of May. 15th | Savings | 2.00% | 2.02% | $0 | SMART Savings Account - for young adults 18 yrs or younger, withdrawals prior to 18th birthday may result in a penalty |
| Washington Savings Bank Rates as of May. 22nd | Savings | 1.50% | 1.51% | $0 | Saver Rewards, tiered rates apply, APY valid for balances between $0 to $15,000, online accounts only, requires an Interest Rewards Checking account in which you must meet monthly qualifications to earn maximum Saver Rewards APY - 12 debit card purchases - electronic statements - 1 direct deposit or ACH. Limited to Massachusetts market area. |
| Dollar Bank Federal Savings Bank Rates as of May. 22nd | Savings | 1.20% | $0 | FreeMONEYSavings - Rate for balances below $20,000 - must maintain Dollar Bank FreeMONEY Checking or e-Checking to earn rate. Open online and mail in forms. Available in Pennsylvania, and Ohio market area. Rate collected within: 15222 (PA) | |
| AmTrust Direct Rates as of May. 22nd | MMA | 1.04% | 1.05% | $5,000 | Earn More Money Market Account - Rate earned on balances of $5,000.00 and up-new money only. |
| MyBankingDirect Rates as of May. 22nd | MMA | 1.04% | 1.05% | $5,000 | Earn More Money Market Account - Rate earned on balances of $5,000.00 and up-new money only. |
| Bank2 Rates as of May. 22nd | Savings | 1.01% | $0 | Great Rate Savings - Tier Up to $35,000 - Account must be linked to Great Rate Checking Account - Available only to Oklahoma residents | |
| The Palladian Private Bank Rates as of May. 22nd | Savings | 1.00% | 1.00% | $10,000 | Product and rate available for current customers only |
| SmartyPig Rates as of May. 22nd | Savings | 1.00% | $0 | APY for balances up to $50,000 | |
| Biscayne Bank Rates as of May. 22nd | Savings | 1.00% | $1 | Regular Savings - Maintain $1,000 balance each day and avoid a $25 monthly maintenance fee - Miami-Dade County, Florida market area only | |
| Doral Bank Rates as of May. 22nd | MMA | 0.95% | 0.95% | $5,000 | Current Promotion - Money Market Account - Account must be opened in person at one of the New York branches - New money only - Limited time offer - Rate collected within: NY |
| Doral Bank Rates as of May. 22nd | Savings | 0.95% | 0.95% | $1 | Statement Savings - Rate collected within: NY |
| SFGI Direct Rates as of May. 22nd | Savings | 0.94% | $1 | ||
| Union Federal Savings Bank Rates as of May. 15th | MMA | 0.90% | $1 | Online Money Market Account | |
| Sallie Mae Bank Rates as of May. 22nd | MMA | 0.90% | $0 | Nationwide - apply online | |
| Salem Five Direct Rates as of May. 22nd | Savings | 0.90% | $0 | eOne Savings - APY on balances of $0.01-$500,000. Companion account to eOne Checking, no minimum balance, no monthly fees, free ATM card, Online applicants only, who do not have existing deposit accounts with Salem Five | |
| CIT Bank Rates as of May. 22nd | Savings | 0.90% | $100 | CIT Savings - APY for daily balances below $25,000 - apply online | |
| Barclays Rates as of May. 22nd | Savings | 0.90% | $0 | Online Savings - APY for all balances | |
| Gogebic Range Bank Rates as of May. 22nd | MMA | 0.85% | 0.85% | $100,000 | Available only to Michigan market area. Must open account in person. Gogebic Money Market Checking - tiered interest rates. APY for balances of $100,000 - 9,999,999.99 |
| EH National Bank Rates as of May. 22nd | MMA | 0.85% | 0.85% | $250,000 | Premium Money Market - tier $250,000 and over |
| Mutual of Omaha Bank Rates as of May. 22nd | MMA | 0.85% | 0.85% | $5,000 | Online Money Market - Rate/APY for balances between $5,000-$500,000 |
| G E Capital Retail Bank Rates as of May. 22nd | MMA | 0.85% | $25,000 | Money Market - APY for balances $25,000 and above. | |
| FNBO Direct Rates as of May. 22nd | Savings | 0.85% | $1 | Online Savings Act - Rated Kiplinger's Best Online Savings Account, no minimums, no monthly fees, manage accounts securely online | |
| Colorado Federal Savings Bank Rates as of May. 22nd | Savings | 0.85% | 0.85% | $2,500 | Online Savings Account - up to 6 withdrawal transactions per month with no service fee |
| American Express Rates as of May. 22nd | Savings | 0.85% | $0 | High-Yield Savings - Bank by phone or online only. | |
| Sallie Mae Bank Rates as of May. 22nd | Savings | 0.85% | $0 | Nationwide - apply online | |
| Mutual of Omaha Bank Rates as of May. 22nd | Savings | 0.85% | 0.85% | $25 | Online Savings - Rate/APY for balances between $25-$500,000 |
| G E Capital Retail Bank Rates as of May. 22nd | Savings | 0.85% | $25,000 | High Yield Savings - APY for balances $25,000 and above. | |
| Ally Bank Rates as of May. 22nd | MMA | 0.84% | 0.84% | $0 | Money Market Savings Account - All balances - No monthly fees - Apply online |
| Ally Bank Rates as of May. 22nd | Savings | 0.84% | 0.84% | $0 | Online Savings - Free online transactions, no monthly fees, no minimums - Apply online |
| First Internet Bank Rates as of May. 22nd | MMA | 0.80% | $50,000 | Money Market Savings - Rate earned on balances up to $99,999.99 - transaction limitations - apply online | |
| Customers Bank Rates as of May. 22nd | MMA | 0.80% | $10,000 | Apply online - Limited to Pennsylvania and New Jersey market area | |
| ableBanking Rates as of May. 22nd | MMA | 0.80% | $0 | Money Market Savings - up to 6 withdrawals are permitted per month - apply online - a division of Northeast Bank based in Maine | |
| Discover Bank Rates as of May. 22nd | MMA | 0.80% | 0.80% | $100,000 | Money Market Tier $100,000 and up |
| G E Capital Retail Bank Rates as of May. 22nd | MMA | 0.80% | $10,000 | Money Market - APY for balances between $10,000-$24,999. | |
| Discover Bank Rates as of May. 22nd | Savings | 0.80% | 0.80% | $0 | Online Savings Account - Account can only be held in individual or joint ownership - Up to 6 preauthorized transfers from your Online Savings Account per statement cycle |
| ColeTaylorBank Rates as of May. 22nd | Savings | 0.80% | 0.80% | $10,000 | Online Savings Account - $10,000 minimum daily blanace requirement to avoid $10 monthly fee - optional eStatement - Free ATM/Debit Card, Online Banking, Mobile Check Deposit - Available to Residents of Illinois, Indiana, Michigan, Missouri and Wisconsin Only |
| Chesapeake Bank Rates as of May. 22nd | Savings | 0.80% | 0.80% | $1 | Clear Sky Savings - Tier $1 - $249,999 |
| G E Capital Retail Bank Rates as of May. 22nd | Savings | 0.80% | $10,000 | High Yield Savings - APY for balances between $10,000-$24,999. | |
| Century Bank Direct Rates as of May. 22nd | MMA | 0.79% | $0 | Online MM Rate - apply online | |
| EverBank Rates as of May. 22nd | MMA | 0.76% | 0.76% | $0 | Yield Pledge Money Market Account - New Account bonus rate - 1.25% for the first six months, 1.01% First Year APY and ongoing APY currently 0.76% - for account balances of $50,000 or less |
| Nationwide Bank Rates as of May. 22nd | MMA | 0.76% | $1,000 | Tiered Money Market - tier $1,000 - $9,999.99 - apply online | |
| Nationwide Bank Rates as of May. 22nd | MMA | 0.76% | $10,000 | Tiered Money Market - tier $10,000 - $24,999 - apply online | |
| Nationwide Bank Rates as of May. 22nd | MMA | 0.76% | $25,000 | Tiered Money Market - tier $25,000 - $49,999 - apply online | |
| Nationwide Bank Rates as of May. 22nd | MMA | 0.76% | $50,000 | Tiered Money Market - tier $50,000 - $99,999.99 - apply online | |
| Nationwide Bank Rates as of May. 22nd | MMA | 0.76% | $100,000 | Tiered Money Market - tier $100,000 - apply online | |
| TIAA Direct Rates as of May. 22nd | MMA | 0.75% | 0.76% | $0 | TIAA Direct is not accepting new account applications at this time. Money Market - tier 0 - $9,999 |
| TIAA Direct Rates as of May. 22nd | MMA | 0.75% | 0.76% | $10,000 | TIAA Direct is not accepting new account applications at this time. Money Market - tier $10,000 - $24,999 |
| TIAA Direct Rates as of May. 22nd | MMA | 0.75% | 0.76% | $25,000 | TIAA Direct is not accepting new account applications at this time. Money Market - tier $25,000 - $49,999 |
| TIAA Direct Rates as of May. 22nd | MMA | 0.75% | 0.76% | $50,000 | TIAA Direct is not accepting new account applications at this time. Money Market - tier $50,000 and above |
| EverBank Rates as of May. 22nd | Savings | 0.76% | $0 | Yield Pledge Savings Account - apply online |
Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Historical interest rates
Updated February 18, 2013 and originally published September 1, 2011. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @flexo on Twitter and visit our Facebook page for more updates.
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