Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st of every month, this page is updated to show the most accurate rate information available.
Banking Deal: Earn 1.05% APY on an FDIC-insured savings account at GS Bank.
This list is organized in two sections. The first section includes FDIC-insured savings or money market accounts and the second includes FDIC-insured checking accounts. Each list is sorted alphabetically and unless there is a notation listed, the APY rate applies to all amounts.
Use the table below to search for current interest rates available on money market accounts, savings accounts, and certificates of deposit. For historical rates, scroll down.
Historical interest rates
|Ally||Online Savings||All||No minimum balance||1.00%||1.00%||1.00%||1.00%||0.99%|
|Ally||Money Market||All||No minimum balance||0.85%||0.85%||0.85%||0.85%||0.85%|
|American Express Bank||High Yield Savings||All||0.90%||0.90%||0.90%||0.90%||0.80%|
|Capital One 360||Online Savings||All||Formerly ING Direct||0.75%||0.75%||0.75%||0.75%||0.75%|
|Discover Bank||Online Savings||All||0.95%||0.95%||0.95%||0.95%||0.90%|
|E-Loan||Online Savings||$5k to $10k||$5k minimum to open||0.20%||0.20%||0.20%||0.20%||0.20%|
|Everbank||Money Market||$5k to $10k||Includes 1st year intro rate||1.11%||1.11%||1.11%||1.11%||1.11%|
Here’s a complete list of the banks and interest rates we track dating back to 2008:
Updated March 31, 2017 and originally published September 1, 2011.