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Current and Historical Checking and Savings Account Rates

This article was written by in Banking. 2 comments.


Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st and 15th of every month, this page is updated to show the most accurate rate information available.

This list is organized in two sections. The first section includes FDIC-insured savings or money market accounts and the second includes FDIC-insured checking accounts. Each list is sorted alphabetically and unless there is a notation listed, the APY rate applies to all amounts.

Current rates

Use the table below to search for current interest rates available on money market accounts, savings accounts, and certificates of deposit. For historical rates, scroll down.

 Amount

Type: Savings

Minimum to earn APY $0

0.99%APY

Rates as of 2/27/2015
FDIC Insured

Advertiser Comments

  • No minimum deposit to open.
  • No monthly maintenance fees.
  • Member FDIC.

Type: Savings

Minimum to earn APY $0

1.00%APY

Rates as of 2/27/2015
FDIC Insured

Advertiser Comments

  • Member FDIC
  • ID Theft Resolution Services
  • Synchrony Bank was formerly GE Capital Retail Bank

Type: Savings

Minimum to earn APY $5000

0.85%APY

Rates as of 2/27/2015
FDIC Insured

Advertiser Comments

  • Easy to open. Easy to fund. Easy to manage.
  • Free online banking and eStatements.
  • National network of free ATMs.
TypeRateAPYMin. To Earn APYDetails
Savings0.10%0.10%$10Passbook - APY for all balances - account applications limited to Cape May County, NJ area
Savings0.20%$01st Choice Super Savings - Tier Less than $10,000 - A monthly minimum balance fee of $20 will be applied if the balance falls below $10,000 on any day of the month.
Savings0.65%$10,0001st Choice Super Savings - Tier $10,000 or more - A monthly minimum balance fee of $20 will be applied if the balance falls below $10,000 on any day of the month.
MMA1.00%$0Money Market Savings - up to 6 withdrawals are permitted per month - apply online - a division of Northeast Bank based in Maine
Savings0.12%0.12%$25Savings - Located in Wisconsin
MMA0.20%0.20%$2,500Money Market Tier $2500 - $24,999 - Located in Wisconsin
MMA0.85%0.85%$0Money Market Savings Account - All balances - No monthly fees - Apply online - Rate collected within: CA
Savings0.99%0.99%$0Online Savings - Free online transactions, no monthly fees, no minimums - Apply online - Rate collected within: CA
Savings0.50%$0Limit of six transactions per month - apply online
MMA0.50%$1,000Money Market - Tiered Rates APY for balances $1,000 - $9,999 - apply online
MMA0.50%$10,000Money Market - Tiered Rates APY for balances $10,000 - $49,999 - apply online
MMA0.50%$50,000Money Market - Tiered Rates APY for balances $50,000 and above - apply online
Savings0.10%0.10%$100Convenience Savings - For balances of $100 - No monthly maintenance fees - Online Banking
MMA0.10%0.10%$1Money Market - APY for balances $1- $24,999.99
MMA0.25%0.25%$5,000Money Market Maximizer - New NJ customers only.
Savings0.65%0.65%$3,000eSavings - Apply online or by mail, offer not available at branches.
MMA0.65%0.65%$30,000Money Market Maximizer - New NJ customers only.
Savings0.05%0.05%$0Personal Savings - APY for all balances
MMA0.01%0.01%$1,000Personal Internet Money Market - APY for balances between $1,000-$9,999.99
MMA0.01%0.01%$25,000Personal Money Market - $25,000 - $49,999.99
Savings0.01%0.01%$25,000Personal Internet Savings Tier $25,000 - $49,999 - $12 monthly fee waived with $1,000 minimum daily balance - apply online
MMA0.01%0.01%$10,000Personal Money Market - $10,000 - $24,999.99
MMA0.01%0.01%$10,000Personal Internet Money Market - $10,000 - $24,999 - Min Daily Bal to avoid fees $2,500 - apply online
Savings0.01%0.01%$1,000Personal Internet Savings Tier $1,000 - $9,999 - $12 monthly fee waived with $1,000 minimum daily balance - apply online
Savings0.01%0.01%$10,000Personal Internet Savings Tier $10,000 - $24,999 - $12 monthly fee waived with $1,000 minimum daily balance - apply online
MMA0.01%0.01%$25,000Personal Internet Money Market - $25,000 - $49,999 - Min Daily Bal to avoid fees $2,500 - apply online
MMA0.01%0.01%$0Personal Money Market - $0 - $9,999.99
Savings0.10%0.10%$0Savings - APY for all balances
MMA0.10%0.10%$0MM Tier $0 - $9,999.99 - $12 monthly fee waived with $1,500 minimum daily balance - Apply online or at branch
MMA0.15%0.15%$10,000MM Tier $10,000 - $24,999 - $12 monthly fee waived with $1,500 minimum daily balance - Apply online or at branch
MMA0.20%0.20%$25,000MM Tier $25,000 - $49,999 - $12 monthly fee waived with $1,500 minimum daily balance - Apply online or at branch
Savings0.90%$0High-Yield Savings - Bank by phone or online only.
Savings0.25%0.25%$0Personal Savings - for balances between $0.01 and $999.99 - $300 minimum average balance to avoid monthly $10 service charge - Account available to local CA market area
MMA0.04%$10,000Money Market - APY for balances between $10,000 - $24,999
MMA0.03%$2,500Money Market - APY for balances between $2500 - $9,999
MMA0.02%$0Money Market - APY for balances less than $2,500
Savings0.02%$100Statement Savings - APY for balances $100 and above
MMA0.05%0.05%$1,000Money Market Tier $1,000 - $49,999 - $10 monthly fee waived with $1,000 minimum balance
Savings0.05%0.05%$100Personal Savings Tier $100 - $24,999 - $10 quarterly service fee waived with $100 minimum daily balance
MMA0.10%0.10%$1Earn More Money Market Account - Rate earned on balances up to $4999.99- new money only.
MMA0.80%0.80%$5,000Earn More Money Market Account - Rate earned on balances of $5,000.00 and up-new money only.
MMA0.10%0.10%$0Money Market - for balances between $0- $2,499 - Rates collected within: Fort Smith Arkansas
MMA0.10%0.10%$2,500Money Market - for balances between $2,500- $9,999 - Rates collected within: Fort Smith, Arkansas
MMA0.15%0.15%$10,000Money Market - for balances between $10,000- $99,999 - Rates collected within: Fort Smith Arkansas
Savings0.10%0.10%$100Savings Account - APY for all balances - Rates collected within: Fort Smith Arkansas
Savings0.51%0.51%$0Kasasa Saver - Stated APY earned on balances up to $10,000 with qualifying linked Kasasa Cash checking account (conditions apply)
MMA0.10%0.10%$10,000Insured Money Maker Tier $10,000 - $24,999
MMA0.05%0.05%$0Insured Money Maker Tier $0 - $9,999.99
Savings0.05%0.05%$0Statement Savings - APY for all balances - Apply at a branch - New York
MMA0.25%0.25%$1,000Personal Money Market - must open account in person.

Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

Historical interest rates

Updated February 18, 2013 and originally published September 1, 2011. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @ConsumerismComm on Twitter and visit our Facebook page for more updates.

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About the author

Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View all articles by .

{ 2 comments }

avatar Stephanie

Where can this chart be found each month?

avatar qixx ♦1,905 (Half-Dollar)

I think this may just be a spreadsheet Flexo has been keeping for a while.

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