Current and Historical Checking and Savings Account Rates

Since many banks have recently updated their interest rates offered on savings and checking accounts, this chart should come in handy. Banks are listed as well as their compatibility with the popular personal finance software, Microsoft Money and Intuit Quicken.

This list is organized in three sections. The first section includes FDIC-insured savings or money market accounts, the second includes FDIC-insured checking accounts, and the third includes money market funds and other accounts which often have check-writing privileges but are not insured by FDIC. Each list is sorted by the “main” interest APY, which is the APY on the first $1 of deposit or with the fewest requirements. This is often not the advertised rate, particularly for banks with tiered interest rates.

The table demonstrates the trend of interest rate changes over time, and is updated when possible. Contact me if you have any updates and I will add the information below.

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