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Current and Historical Checking and Savings Account Rates

This article was written by in Banking. 2 comments.

Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st of every month, this page is updated to show the most accurate rate information available.

Banking Deal: Earn 1.05% APY on an FDIC-insured savings account at GS Bank.

This list is organized in two sections. The first section includes FDIC-insured savings or money market accounts and the second includes FDIC-insured checking accounts. Each list is sorted alphabetically and unless there is a notation listed, the APY rate applies to all amounts.

Current rates

Use the table below to search for current interest rates available on money market accounts, savings accounts, and certificates of deposit. For historical rates, scroll down.

Historical interest rates

Bank Account Name Tier Notes 3/1/2017 2/1/2017 1/1/2017 1/1/2016 1/1/2015
Ally Online Savings All No minimum balance 1.00% 1.00% 1.00% 1.00% 0.99%
Ally Money Market All No minimum balance 0.85% 0.85% 0.85% 0.85% 0.85%
American Express Bank High Yield Savings All 0.90% 0.90% 0.90% 0.90% 0.80%
Barclays Online Savings All 1.00% 1.00% 1.00% 1.00% 0.90%
Capital One 360 Online Savings All Formerly ING Direct 0.75% 0.75% 0.75% 0.75% 0.75%
Discover Bank Online Savings All 0.95% 0.95% 0.95% 0.95% 0.90%
E-Loan Online Savings $5k to $10k $5k minimum to open 0.20% 0.20% 0.20% 0.20% 0.20%
Everbank Money Market $5k to $10k Includes 1st year intro rate 1.11% 1.11% 1.11% 1.11% 1.11%

Here’s a complete list of the banks and interest rates we track dating back to 2008:

Updated March 31, 2017 and originally published September 1, 2011.

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About the author

Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View all articles by .

avatar 1 Anonymous

Where can this chart be found each month?

avatar 2 qixx

I think this may just be a spreadsheet Flexo has been keeping for a while.